Term Life Insurance

Create a term life plan tailored to your clients' specifications with flexible features built-in to our term life insurance. And, our competitive contract design puts all benefits in one contract, so signing on the dotted line couldn't be easier.

Term life plan options

  • Waiver of premium – flexible designs for elimination periods, termination and disability definitions
  • Living care benefit – options from 25 to 80 percent and $25,000 to $500,000
  • Liberal benefit maximums and guarantee issue amounts – options from $10,000 to $500,000. Approval is required for amounts over $500,000.
  • Dependent coverage – additional coverage for spouse and dependent children
  • Portability – options for both employee and spouse to easily maintain the features and benefits of their current coverage; ported coverage does not terminate when master policy terminates
  • Accidental death & dismemberment – several unique suites including travel, family, and catastrophe
  • Employee Assistance Program – Basic, Enhanced Basic and Comprehensive plans available
  • FMLA Administration – full-service assistance with Family Medical Leave Act (FMLA) Administration
  • Travel assistance – help during emergencies away from home

For more information, Contact your local group sales and service office



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