Voluntary Short-Term Disability Insurance Underwritten by United of Omaha Life Insurance Company (Mutual of Omaha Insurance Company in NY)

A complete benefits package becomes feasible for cost-conscious clients with the help of our voluntary short-term disability. And, depending on your group size and coverages offered, our voluntary enrollment team oversees the enrollment process.

Flexible options and features available

  • Benefit amounts of 50 or 60 percent
    of pre-disability salary
  • Maximum weekly benefits from $200 to $1,500 with higher maximums available depending on group size
  • Elimination periods of 7, 14, 30 calendar days
  • Benefit durations of 9 to 52 weeks
  • Survivor benefit available
  • Own job definition of disability
  • Partial disability benefit
  • Waiver of premium while collecting benefits
  • Unique Preferred Choice Voluntary Disability product with enhanced benefits available
  • Vocational rehabilitation program – a nationally-certified assistance program to help employees safely return to work
  • FMLA Administration – full-service assistance with Family Medical Leave Act (FMLA) Administration
  • Travel Assistance – provides assistance to covered employees traveling outside of the country or over 100 miles from home
  • Employee Assistance Program – Basic, Enhanced Basic and Comprehensive options available

Eligibility requirements

  • Minimum enrollment of 10 employees or 25 percent of eligible employees, whichever is greater
  • All active, full-time employees working 30 or more hours per week