Voluntary Long-Term Disability Insurance Underwritten by United of Omaha Life Insurance Company (Mutual of Omaha Insurance Company in NY)

Our voluntary long-term disability insurance helps your clients keep an eye on their benefits budgets while providing a comprehensive disability plan. And, our voluntary enrollment team* makes the entire process smooth for everyone involved.

Included features

  • Benefit amounts of 50 or 60 percent
    of pre-disability salary
  • Maximum monthly benefits from $1,000 to $5,000 with higher maximums available depending on group size
  • Elimination periods of 90, 120, 150 or
    180 calendar days
  • Flexible benefit durations
  • Variety of definition of disability options
  • Partial disability benefits
  • Three-month survivor benefit
  • Two-year guarantee rate
  • Waiver of premium while collecting benefits
  • Vocational rehabilitation program

Optional Features

  • Survivor Benefit
  • Portability
  • Cost of Living Adjustment
  • COBRA Premium Reimbursement Benefit
  • Retirement Income Protection Benefit
  • Revenue Protection Benefit
  • Child Care/Family Care Benefit
  • FMLA Administration – full-service assistance with Family Medical Leave Act (FMLA) Administration
  • Travel Assistance – assistance to covered employees traveling outside of the country or over 100 miles
    from home
  • Employee Assistance Program – Basic, Enhanced Basic and Comprehensive options available

Eligibility requirements

  • Minimum enrollment of 25 employees or 25 percent of eligible employees, whichever is greater
  • Active, full-time employees working 30 or more hours per week